“Helping people make great financial choices to improve their lives”
Croydon DeMello is a Mortgage Agent at The Mortgage Centre Durham servicing the Durham region and Greater Toronto Area.
He began his career in the financial industry in 2008 working with a major financial institution in Toronto and went through the ranks learning the many aspects of banking to get a good understanding on the importance of how to spend, save and borrow money which he was able to pass on to his clients.
When it came time to choose between specializing in credit, investments and lending he decided to transition to the mortgage industry to help people with financing their dream home. Once in the role he started to notice that all too often clients found the approval process complex, time consuming and that there was a sea of information to navigate through. He made it his mandate to make the mortgage process easier to understand, speed up the timeline where permitting and to better prepare his clients so that they knew exactly what to expect both in terms of procedure and cost. He also took the lead to sort through the various lenders’ product information and match what was relevant to each client’s needs, making it easier for them to choose.
In dealing with many types of client situations Croydon has gained extensive expertise with the First Time Homebuyer programs, Refinance and Renewal programs, Self Employed programs, New Immigrant and Foreign Income programs, Rental property programs, New Build programs and Progress Draw New Construction programs for when you want to build your own home.
Croydon is a member of Mortgage Professionals Canada which houses the largest network of professionals in the country representing to government, regulators, media and consumers. He also sits as a Board of Director for a residential high rise condominium which allows him to keep in touch with new building and development regulations. He annually attends industry seminars such as the National Home Show, Realtor Quest, Investor Forum and Springfest. His community work includes supporting local charities and volunteering at Christmas time to play music for kids and seniors.
With many years of experience in the industry and a wealth of knowledge accumulated Croydon is an invaluable asset to anyone who is working toward financing their home.
“When you do exceptional work for your clients the relationship is more important than the interest rate”
Mortgage Agent FSCO Licence#M18000266
C: 647 818 7253
O: 905 424 4000
F: 416 981 7253